Mauritius' Payment Intermediary Services (PIS) licence sits at the intersection of global e-commerce, cross-border payments, and low tax structuring—and most management companies still treat it as “just another specialised licence“.
Aabey House has positioned itself as a product driven, tech literate partner that understands both regulator rules and how modern payment stacks work.
We provide “a cross-border payments hub with embedded compliance, smooth banking and tech thinking“
The PIS Licence authorises entities to provide payment processing solutions across traditional and digital channels, enabling secure and efficient payment flows between consumers, merchants, financial institutions, and other regulated platforms.
• Provide wallet and account solutions to both individual and corporate clients. • Support merchant services, including trustee payouts and credit card transaction processing. • Execute inbound and outbound payments through correspondent banks or other regulated payment service providers. • Deliver E-business and E-commerce payment services, including integration with debit and credit card platforms. • Offer online banking and funds transfer capabilities for retail as well as institutional customers.
1. Al-Powered Compliance Co-Pilot: Real-time risk scoring and auto-filing of regulatory surveys & reports, slashing audit times 70% vs. traditional manual reviews. Integrates E-KYC with national databases for instant Trusted status post-FTD.
2. Plug-and-Play Fintech Stack: Pre-built, white-label modules for PIS/PSP/CMA gateways, crypto custody, and wallets- deployable Day 1, with API-first design for seamless scaling, unlike other players' “build-it-yourself“ advice.
3. On-Demand Talent Pods: Experienced team of Mauritius-based developers, compliance pros, and marketers, matched via Al to your stage-bypassing global hiring woes and local skill shortages.
4. Lifecycle Revenue Accelerator: Predictive analytics dashboard forecasting license renewals, client churn, and growth hacks, tied to performance-based pricing-not rote billing.
5. Regulatory War Room: 24/7 virtual hub with sandbox simulations and peer benchmarking, turning FSC feedback loops into launch advantages while traditional firms wait months.
We will help you gain a thorough understanding of the regulatory framework and operational requirements associated with the Payment Intermediary Services' (PIS) licence. Our objective is to ensure that your business model is fully compliant and aligns with the activities authorised under the PIS licence.
At this stage, you will need to prepare a detailed business plan that outlines your company's goals, target clientele, proposed services, and projected financial performance. In addition, our legal team will assist in formulating a comprehensive risk management and compliance strategy that meets the standards set by the Financial Services Commission (FSC).
We commence the incorporation process by preparing and filing the required documentation with the Registrar of Companies, ensuring that the company is properly structured to obtain a financial services licence.
Setting up a physical office in Mauritius is strongly encouraged, as it enhances the company's economic substance and supports its qualification for the 80% partial tax exemption under the Partial Exemption Regime (PIS). Moreover, a local office reinforces the company's credibility by establishing a tangible operational presence in the jurisdiction.
We assist in compiling all required documentation for the licence application, including internal control procedures, policy and operations manuals, financial forecasts, AML/CFT policies, clearance certificates, and comprehensive CVs of key personnel.
It is essential to demonstrate the qualifications and capabilities of appointed individuals—such as the Compliance Officer, MLRO, and senior management—to ensure they meet regulatory standards and reflect the strength of the management team.
We handle the submission of all required documentation via the Financial Services Commission (FSC) online platform and assist in responding to queries related to the application process. Please note that any technical questions concerning the nature and operations of the business should be addressed directly by the applicant, as these relate specifically to the company's core activities and strategic direction.
Our team is ready to assist you with tailored solutions.
